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Mortgage Broker Denver CO | Home Loans | Front Range Mortgage

Are you ready to purchase or refinance a home in CO? In Denver call (303) 500-1900 for your free consultation and get pre-qualified in one hour.

Denver Office:

(303) 500-1900
(719) 540-2020
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VA Loans
in Colorado

Get Pre-Approved in 5-Minutes!

We’ve Got Your Six!

If you are an active member of the military or you are a retired member of the armed forces, we are very pleased to welcome you to Front Range Mortgage.

We have the proud honor of working closely with military homebuyers like you on a daily basis. In fact, around 75% of our customers are VA homebuyers.

Whether your intentions are to purchase a new home or to refinance your existing mortgage in Denver Front Range area, a VA mortgage is a great option for veterans and active duty personnel of the United States military.


What is a VA Loan?

A VA loan is insured by the US Department of Veterans Affairs (VA). This provides security for the lender. As a result of that security, a VA loan provides prospective homebuyers with flexible, affordable opportunities.

With a VA mortgage, it may be easier for you to qualify to buy the home you want, and your loan payments could cost less than they would with conventional financing.

What are the Benefits of a
VA Mortgage in Colorado?

Apply for a VA loan with Front Range Mortgage, and you can look forward to these benefits:

  • Buy a home today with no down payment.
  • Pay competitive interest rates, even if you do not have a perfect credit score.
  • There is no need for mortgage insurance. That is one less monthly payment.
  • If you pay your loan off early, there are no pre-payment penalties.
  • Credit qualification requirements for VA mortgages are flexible.
  • The closing costs are capped when the seller doesn’t pay them.
  • The funding fee can be waived for qualified disabled veterans.

Are You Eligible for a
VA Loan in Colorado?

If any of the following describe your status, you could be eligible for VA financing:

  • Veteran
  • Active duty service member
  • Eligible surviving spouse

All military branches plus the Reserve and National Guard are eligible. You can use your VA mortgage benefits an unlimited number of times for an unlimited number of years after you qualify for them.

So, even if you have had a VA mortgage in the past, you can take out another one now. You also will not be disqualified automatically if your financial record includes a bankruptcy or foreclosure.

How Do You Apply for a VA Mortgage
in Colorado?

Obtaining a VA loan in Denver involves a few extra steps than you may find in a conventional loan process.
Here are the general steps in the process:

1. Obtain your Certificate of Eligibility.

2. Gather employment and tax information from the past two years.

3. Have your banking and savings information documented.

4. Check your credit score and know your credit information.

5. Choose a VA-approved lending institution.

The loan application process and its approval rely on accurate and complete documentation. Finding an experienced VA mortgage broker who participates in the VA home loan program is an essential part of making sure that the VA loan process is done right and in a timely manner.

What Our Clients Are Saying

Excellent
Front Range Mortgage4.8
Based on 32 reviews
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review us on
Tanner W.
3 months ago
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
3 months ago
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
6 months ago
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
7 months ago
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
8 months ago
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
10 months ago
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
11 months ago
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
12 months ago
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
1 year ago
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
3 years ago
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
3 years ago
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
3 years ago
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
4 years ago
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
4 years ago
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
4 years ago
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
4 years ago
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
4 years ago
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
4 years ago
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
4 years ago
Dennis L.
5 years ago
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
5 years ago
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
5 years ago
They were there when I needed them the most.
Mark T.
5 years ago
Dominic L.
5 years ago
great people, super fast, pleasant experience
John B.
5 years ago

Apply for a Colorado VA Mortgage Now

At Front Range Mortgage, we specialize first and foremost in VA loans. We have walked numerous homebuyers from every branch of the US armed forces through the steps that are required when obtaining a VA home loan. That means that when you choose us as your Colorado VA mortgage company, you can look forward to a rapid, smooth, hassle-free loan process. We are also a locally-based mortgage company, not a big bank. Our motto is, “Colorado Local, Colorado Only, Colorado Proud.” From us, you can expect personalized service tailored to your individual needs. We are deeply grateful to you for your service to our country, and are excited to connect you with the right loan at a competitive rate so you can move affordably into the home of your dreams.
To get started Click below or call (303) 500-1900 in Denver.


Get Pre-Approved in 5-Minutes!

You are here: Home / VA
Tanner W.
3 months ago
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
3 months ago
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
6 months ago
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
7 months ago
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
8 months ago
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
10 months ago
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
11 months ago
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
12 months ago
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
1 year ago
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
3 years ago
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
3 years ago
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
3 years ago
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
4 years ago
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
4 years ago
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
4 years ago
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
4 years ago
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
4 years ago
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
4 years ago
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
4 years ago
Dennis L.
5 years ago
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
5 years ago
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
5 years ago
They were there when I needed them the most.
Mark T.
5 years ago
Dominic L.
5 years ago
great people, super fast, pleasant experience
John B.
5 years ago
Tanner W.
3 months ago
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
3 months ago
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
6 months ago
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
7 months ago
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
8 months ago
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
10 months ago
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
11 months ago
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
12 months ago
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
1 year ago
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
3 years ago
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
3 years ago
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
3 years ago
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
4 years ago
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
4 years ago
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
4 years ago
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
4 years ago
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
4 years ago
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
4 years ago
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
4 years ago
Dennis L.
5 years ago
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
5 years ago
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
5 years ago
They were there when I needed them the most.
Mark T.
5 years ago
Dominic L.
5 years ago
great people, super fast, pleasant experience
John B.
5 years ago