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Mortgage Broker Denver CO | Home Loans | Front Range Mortgage

Are you ready to purchase or refinance a home in CO? In Denver call (303) 500-1900 for your free consultation and get pre-qualified in one hour.

Denver Office:

(303) 500-1900
(719) 540-2020
Apply Now

Jumbo Loans
in Colorado

Get Pre-Approved in 5-Minutes!

We’ve Got Your Six!

If you are shopping for a larger home or one in an expensive neighborhood, you may require more financing than you can qualify for through conventional financing. If that is your situation, Front Range Mortgage can help match you with a competitive non-conforming loan, also known as a “jumbo” loan.


What Are Jumbo Loans?

A conventional loan is one which Fannie Mae and Freddie Mac are able to purchase within their conforming loan limits.
If a loan exceeds those limits, it is referred to as a non-conforming loan, or “Jumbo” loan.

Do You Need a Jumbo Loan in Colorado?

To determine whether you need a jumbo loan or a conventional loan, you must look up the conforming loan limits for your county. Below are some examples.

Here are the conforming loan
limits in El Paso County:

1 Unit: $484,350

2 Units: $620,200

3 Units: $749,650

4 Units: $931,600

These are the conforming loan
limits for Denver County:

1 Unit: $561,200

2 Units: $718,450

3 Units: $868,400

4 Units: $1,079,250

Here are the conforming loan
limits for Boulder County:

1 Unit: $626,750

2 Units: $802,350

3 Units: $969,850

4 Units: $1,205,300


If you do not know the conforming loan limits for your county, we can advise you during your free consultation if you need a jumbo loan or not.

Colorado Jumbo Loan Eligibility

To be eligible for a jumbo loan, you will need:

A higher credit score than you would for a conventional loan.

A lower DTI ratio than you would for a conventional loan.

Steady employment which you can document.

The home you are buying must pass two appraisals (typically).

Money for a down payment (which may or may not exceed what you would put down on a conventional loan).

The home you will be purchasing.

Will you need to have more money to afford higher interest rates over the years you pay on your jumbo loan?

Not necessarily. It depends on your qualifications and the offers which are made to you. In some cases, interest rates for non-conforming loans are within the same range that they would be for conventional loans.

As a small local mortgage company, not a big bank, we will work hard to qualify you for an affordable jumbo loan with great benefits. We are Colorado Local, Colorado Only, Colorado Proud.

What Our Clients Are Saying

Excellent
Front Range Mortgage4.8
Based on 32 reviews
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review us on
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.

Apply for a Jumbo Loan in Colorado Now

Qualifying for a jumbo loan does not need to be difficult. At Front Range Mortgage, our goal is to help you qualify fast for competitive rates on your non-conforming loan so that you can move into the home you want. To get started Click below or call (303) 500-1900 in Denver.


Get Pre-Approved in 5-Minutes!

You are here: Home / Jumbo
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.