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Mortgage Broker Denver CO | Home Loans | Front Range Mortgage
Are you ready to purchase or refinance a home in CO? In Denver call (303) 500-1900 for your free consultation and get pre-qualified in one hour.
Home Renovation
Loans in Colorado
We’ve Got Your Six!
If you would like to make repairs or upgrades to your home, you will need to find a way to finance your project.
At Front Range Mortgage, we want it to be easy and convenient as possible for you to finance improvements to your home. As such, we offer multiple types of home renovation loans for you to choose from, with our most popular products being FHA 203(k) loans and conventional rehab loans.
What is an FHA 203(k) Loan?
An FHA 203(k) loan is a government-insured lending product which you can use for purchase or refinance of an older home in need of repairs. You may only use this type of renovation loan to make necessary improvements. You cannot, for example, put in a swimming pool using this type of financing.
One unique benefit of an FHA 203(k) loan is that you can use it not only to repair a home, but also to live elsewhere for a six month period as you are making those repairs. This means that if a home is not initially liveable when you buy it, you will have somewhere to stay while you work toward making it serviceable as a residence.
If your repairs end up being pricier than your estimates predicted, you also can take advantage of the contingency reserve included with the FHA 203(k) loan to cover those extra costs.
What is a Conventional Rehab Loan?
While the government-backed FHA 203(k) loan is a specific type of loan, conventional rehab loans encompass a variety of lending products.
Usually, you will need to furnish a higher down payment to obtain a conventional rehab loan, and you also might need a higher credit score to qualify.
But in other respects, you may find that a conventional rehab loan is a more flexible option than an FHA 203(k) loan since there is a broader spectrum of products available for different needs. One example of a conventional rehab loan you can apply for is a HomeStyle Renovation Loan.
Unlike an FHA 203(k) loan, a HomeStyle Renovation Loan can be used for pretty much any type of home improvement. You can even put in a swimming pool or make another luxury renovation.
During your consultation, we can help you figure out which type of renovation loan is right for you. As a local company which is Colorado Local, Colorado Only, Colorado Proud, we can spend more time with you than a big bank. We won’t rest until we have found the ideal match for your financing needs.
Veterans and active-duty military members: Be sure to ask us about VA Renovation Loans!
What Our Clients Are Saying
Apply Now for a Home Renovation Loan in
Colorado
Don’t let a lack of funds hold you back any longer from completing your home renovation projects. Apply for an FHA 203(k) loan, HomeStyle Renovation Loan, or other type of home renovation loan today. To get started Click below or call (303) 500-1900 in Denver.
We’ve Got Your Six!
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Colorado Mortgage Broker, Brian Murphy, Front Range Mortgage, LLC DBA United Mortgage Funding, LLC – Colorado Mortgage License #MB100020928 / NMLS #378844. Colorado Springs Office: 102 S. Tejon Street, # 1100, Colorado Springs, CO 80903. Denver Office: 12191 W. 64th Avenue, # 205, Arvada, CO 80004. Regulated by the Division of Real Estate http://www.dora.state.co.us/real-estate/index.htm(DORA)
Front Range Mortgage, LLC specializes in custom tailored low rate Colorado mortgage loans, debt consolation loans, second mortgages and home loan refinancing with personalized face to face service for clients in the metro Denver and front range area including Aurora, Arvada, Denver, Lakewood, Boulder, Fort Collins & Colorado Springs.
Tanner W.
3 months ago
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
4 months ago
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
6 months ago
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
7 months ago
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
8 months ago
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
10 months ago
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
11 months ago
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
1 year ago
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
1 year ago
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
3 years ago
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
3 years ago
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
3 years ago
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
4 years ago
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
4 years ago
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
4 years ago
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
4 years ago
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
4 years ago
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
4 years ago
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
4 years ago
Dennis L.
5 years ago
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
5 years ago
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
5 years ago
They were there when I needed them the most.
Mark T.
5 years ago
Dominic L.
5 years ago
great people, super fast, pleasant experience
John B.
5 years ago