Poor Credit Loans
in Colorado

Get Pre-Approved in 5-Minutes!

We’ve Got Your Six!

You are very likely aware that your credit score is one of the most important factors in determining the home loan you qualify for. Ideally, the best time to apply for a mortgage is when your credit score is high. But sometimes, you do not have the luxury of waiting until that time to purchase a home.

At Front Range Mortgage, we want every individual and family in Colorado to have the chance to buy a home with competitive financing, regardless of credit score. That is why we offer poor credit loans, also known as “hard money loans” or “subprime mortgages.”

Low FICO Score? We Can Help

If other lenders have turned you away because of your low FICO score, we want to help. We know that there are many reasons why a consumer may have a low credit score, and that your poor score may not reflect an inability to keep up with mortgage payments now.

That is why we look at the bigger picture when we consider your qualifications for a mortgage.


Qualification Criteria We Consider

Along with your credit score, we weigh other factors such as:

Your debt-to-income ratio.

Your employment status.

Your financial history.

Your ability to make a down payment.

We Can Advise You On Your Credit Situation

While paying off debts to improve your credit score can be a long-term proposition, there may be some simple, fast, easy steps you can take right now to boost your credit score.

During your consultation, we can advise you as to whether there is anything you can do to improve your credit score before you submit your mortgage application.

If you are active duty military, a retired veteran, or an eligible surviving spouse, you will also be excited to learn that around 75% of our customers are VA homebuyers. You do not need a perfect credit score to get a VA loan with affordable mortgage rates, zero down, and other fantastic benefits.

What Our Clients Are Saying

David Day
David Day
21:11 19 Aug 22
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing.We closed on time with no issues. I highly recommend them!
Robert Evans
Robert Evans
01:09 19 Jul 22
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
Sherry Nelson
Sherry Nelson
21:53 15 Jul 22
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick Boch
Maverick Boch
12:14 30 Jun 22
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick driscoll
patrick driscoll
22:51 29 Jun 22
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
joe conway
joe conway
20:49 29 Jun 22
Easy transaction. Buyers were surprised at the smoothness. Responsive team.Very pleased with this lender. Highly recommend.
Timothy Scholes
Timothy Scholes
21:18 19 Jun 22
Dennis Linn
Dennis Linn
18:26 18 Aug 21
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch.If I ever re-fi again I’ll be right back here to do it.Thanks
CindyJo Abbott
CindyJo Abbott
03:51 15 Aug 21
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront.If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente Galang
Clemente Galang
01:32 01 Feb 21
They were there when I needed them the most.
Mark Thompson
Mark Thompson
17:13 25 Jan 21
Dominic Lupori
Dominic Lupori
15:59 25 Jan 21
great people, super fast, pleasant experience
John B
John B
01:51 23 Jan 21
Matthew Hayden
Matthew Hayden
01:10 23 Jan 21
I have used Front Range Mortgage for several VA mortgage refinances. Each time they provide detailed comparisons of my options. The customer service is second to none and closing is a breeze! Victoria and Ryan had my loan closed and funded in less than 10 days!
rlrpjr1914
rlrpjr1914
23:40 22 Jan 21
Derek De Poy
Derek De Poy
23:39 22 Jan 21
Wiley Long
Wiley Long
00:14 16 Apr 20
Brian is the utmost professional. If you want no-hassle fast service and someone who will work in your interests, this is the place.
Mike Searls
Mike Searls
13:39 31 Mar 20
Front Range Mortgage does an amazing job - an advocate for their clients. The entire team is first rate and they really care. I highly recommend.
Kurt Rhea
Kurt Rhea
21:29 30 Mar 20
I know Brian personally - his work ethic and passion for helping people is above reproach and I am proud to be associated with him. - Kurt
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Apply Now for a Low Credit Loan in Colorado

When you work with Front Range Mortgage, you do not need to wait until you have a perfect credit score to qualify for an affordable home loan. We are a local mortgage company, not a nationwide bank. Whatever your financial scenario, we will work with you until we have found a solution which allows you to purchase a home now.

To get started Click below or call (303) 500-1900 in Denver.


Get Pre-Approved in 5-Minutes!