Home Purchase Mortgage
in Colorado

Get Pre-Approved In 5-Minutes!

Serving Denver, Ft. Collins, Boulder – and every other hamlet in our majestic “Centennial” state:

Limited Time Offer

Free Credit Report, Review & “Get Home Ready” Consultation (you can get back into a home)!

Denver Office:

(303) 500-1900

Whether you are planning to buy a home in the Front Range area or elsewhere in Colorado, you could not pick a more majestic state in which to live.

Surrounded by the grandeur of the Rocky Mountains and some of the most stunning landscapes in the country, Colorado’s scenic communities feature lovely houses which can make for valuable investments. To get the most from your home investment, you need to choose the right mortgage. Front Range Mortgage can connect you with a home purchase loan which is flexible and affordable.

That way, you can move into your new home right away and build a bright future for your family and your finances here in our mountain state.

Types of Home Purchase Loans in Colorado We Offer

Below are listed the most common loan types that we will consider as we work to find the best loan for you and your new purchase. We will evaluate these options with you during our painless 5-minute conversation!

VA Loan

Veterans and active duty service members represent around three quarters of our customers here at Front Range Mortgage. We are experts at the VA loan process, and can walk you through each step to qualify for a home purchase loan with zero down and no PMI.


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FHA Loan

The FHA loan program guaranteed by the Federal Housing Administration (FHA) is your gateway to purchasing a home with a low down payment and without perfect credit. With its relaxed qualification criteria, this is a program that many homebuyers in Colorado are eligible for.


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Conventional

With down payments beginning at just 3%, conventional home loans are the mortgages of choice for a diverse set of homebuyers looking to tailor loan terms and features to their needs.


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Jumbo

Mortgages which Fannie Mae and Freddie Mac cannot purchase are called jumbo or “non-conforming” loans. These loans can help you to finance the purchase of a high-value estate.


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Poor Credit Loan

If you do not have perfect credit, we can work to qualify you for an FHA mortgage or another type of loan which provides you with excellent terms and competitive mortgage rates.


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Investment Loan

In the market for your second home or for a vacation home or rental property? We can connect you with an ideal investment loan and close quickly.


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First Time Home Buyer

For customers shopping for their first home, we have many lending products which are affordable and flexible. We answer your questions and make the process transparent and easy so that you understand every detail of choosing a mortgage.


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What Type of Colorado Home
Purchase Loan is Right For You?

Choosing the right home loan entails considering factors such as:

  • Your credit score and debt-to-income ratio.
  • Your cash reserves and assets.
  • Your financial history.
  • The down payment you can make.
  • The monthly payments you can afford.
  • The location and type of property.
  • The intended use of the property.
  • How many years you will live in the home.

What to Know About Mortgage Rates in Colorado

Along with selecting a type of loan, you will need to decide on a loan term as well as a format for your mortgage rate. When looking for a home mortgage loan you should know that there are essentially two types: fixed-rate loans and adjustable-rate loans (ARMs).

Fixed-rate mortgages are predictable. You lock in your permanent mortgage rate at the start of the contract, and it does not change for the duration of the loan term.

The interest paid on adjustable-rate loans over the years changes with the market rate. So when rates are low, you pay less each month, but when rates are high, you pay more. ARMs usually begin with a low-rate introductory period which may last several years.

There are variations to suit the specific needs of individuals, which your home mortgage loan consultant will discuss with you in greater detail. Front Range Mortgage will explain the fees involved in buying a home and for such necessary tasks as appraisal, closing and settlement.

Why Choose Front Range Mortgage For Your Home
Purchase Loan?

With our diverse selection of loan types, mortgage terms and interest rate formats, we make sure that there is a suitable lending product for every customer.


Is this your first time buying a home? We will patiently explain the loan process to you and answer any and all questions you have in full before we proceed. Our goal is to match you with the most suitable loan and make sure that you feel comfortable and well-informed along the way.


Are you a veteran or active-duty military member? You’ve come to the right place. Service members account for the majority of our customers. Few other lending companies in Colorado have the vast experience we do with VA loans. We can answer even uncommon questions about the VA mortgage process and can assist you with every step.


Have other lenders refused to work with you because of a low credit score? At Front Range Mortgage, that will not stand in your way. We can give you advice to raise your score. We also can connect you with suitable lending products even if your score is not perfect when you apply.


Closing in as quick as 2-3 weeks means that we get you financing for a home purchase rapidly when you need it.


Providing transparency and consistency at all stages of loan process is vital to us, just as it is to you. That is why we guarantee your quoted rate and closing costs through our No Surprise Mortgage Guarantee.


We communicate about your loan status through each step we take. You will always know what to expect and we will always meet your scheduling needs.


Buy Your Colorado Dream Home Now

If you are ready to find the home purchase loan which is ideal for your needs, we can’t wait to help you buy a Colorado home quickly and affordably. To get started click below or call our local team for a painless 5-minute conversation. Call (303) 500-1900 in Denver.


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