Home Purchase Mortgage
in Colorado

Get Pre-Approved In 5-Minutes!

Serving Denver, Ft. Collins, Boulder – and every other hamlet in our majestic “Centennial” state:

Limited Time Offer

Free Credit Report, Review & “Get Home Ready” Consultation (you can get back into a home)!

Colorado Springs Office:

(719) 540-2020

Denver Office:

(303) 500-1900

Whether you are planning to buy a home in the Front Range area or elsewhere in Colorado, you could not pick a more majestic state in which to live.

Surrounded by the grandeur of the Rocky Mountains and some of the most stunning landscapes in the country, Colorado’s scenic communities feature lovely houses which can make for valuable investments. To get the most from your home investment, you need to choose the right mortgage. Front Range Mortgage can connect you with a home purchase loan which is flexible and affordable.

That way, you can move into your new home right away and build a bright future for your family and your finances here in our mountain state.

Types of Home Purchase Loans in Colorado We Offer

Below are listed the most common loan types that we will consider as we work to find the best loan for you and your new purchase. We will evaluate these options with you during our painless 5-minute conversation!

What Type of Colorado Home Purchase Loan is Right For You?

What Type of Colorado Home
Purchase Loan is Right For You?

Choosing the right home loan entails considering factors such as:

  • Your credit score and debt-to-income ratio.
  • Your cash reserves and assets.
  • Your financial history.
  • The down payment you can make.
  • The monthly payments you can afford.
  • The location and type of property.
  • The intended use of the property.
  • How many years you will live in the home.

What to Know About Mortgage Rates in Colorado

Along with selecting a type of loan, you will need to decide on a loan term as well as a format for your mortgage rate. When looking for a home mortgage loan you should know that there are essentially two types: fixed-rate loans and adjustable-rate loans (ARMs).

Fixed-rate mortgages are predictable. You lock in your permanent mortgage rate at the start of the contract, and it does not change for the duration of the loan term.

The interest paid on adjustable-rate loans over the years changes with the market rate. So when rates are low, you pay less each month, but when rates are high, you pay more. ARMs usually begin with a low-rate introductory period which may last several years.

There are variations to suit the specific needs of individuals, which your home mortgage loan consultant will discuss with you in greater detail. Front Range Mortgage will explain the fees involved in buying a home and for such necessary tasks as appraisal, closing and settlement.

Why Choose Front Range Mortgage For Your Home
Purchase Loan?

With our diverse selection of loan types, mortgage terms and interest rate formats, we make sure that there is a suitable lending product for every customer.


Is this your first time buying a home? We will patiently explain the loan process to you and answer any and all questions you have in full before we proceed. Our goal is to match you with the most suitable loan and make sure that you feel comfortable and well-informed along the way.


Are you a veteran or active-duty military member? You’ve come to the right place. Service members account for the majority of our customers. Few other lending companies in Colorado have the vast experience we do with VA loans. We can answer even uncommon questions about the VA mortgage process and can assist you with every step.


Have other lenders refused to work with you because of a low credit score? At Front Range Mortgage, that will not stand in your way. We can give you advice to raise your score. We also can connect you with suitable lending products even if your score is not perfect when you apply.


Closing in as quick as 2-3 weeks means that we get you financing for a home purchase rapidly when you need it.


Providing transparency and consistency at all stages of loan process is vital to us, just as it is to you. That is why we guarantee your quoted rate and closing costs through our No Surprise Mortgage Guarantee.


We communicate about your loan status through each step we take. You will always know what to expect and we will always meet your scheduling needs.


What Our Clients Are Saying

Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
They were there when I needed them the most.
great people, super fast, pleasant experience

Buy Your Colorado Dream Home Now

If you are ready to find the home purchase loan which is ideal for your needs, we can’t wait to help you buy a Colorado home quickly and affordably. To get started click below or call our local team for a painless 5-minute conversation. Call (303) 500-1900 in Denver.


Get Pre-Approved In 5-Minutes!

Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
They were there when I needed them the most.
great people, super fast, pleasant experience
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
They were there when I needed them the most.
great people, super fast, pleasant experience