VA Loans
in Colorado

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We’ve Got Your Six!

If you are an active member of the military or you are a retired member of the armed forces, we are very pleased to welcome you to Front Range Mortgage.

We have the proud honor of working closely with military homebuyers like you on a daily basis. In fact, around 75% of our customers are VA homebuyers.

Whether your intentions are to purchase a new home or to refinance your existing mortgage in Denver Front Range area, a VA mortgage is a great option for veterans and active duty personnel of the United States military.


What is a VA Loan?

A VA loan is insured by the US Department of Veterans Affairs (VA). This provides security for the lender. As a result of that security, a VA loan provides prospective homebuyers with flexible, affordable opportunities.

With a VA mortgage, it may be easier for you to qualify to buy the home you want, and your loan payments could cost less than they would with conventional financing.

What are the Benefits of a
VA Mortgage in Colorado?

Apply for a VA loan with Front Range Mortgage, and you can look forward to these benefits:

  • Buy a home today with no down payment.
  • Pay competitive interest rates, even if you do not have a perfect credit score.
  • There is no need for mortgage insurance. That is one less monthly payment.
  • If you pay your loan off early, there are no pre-payment penalties.
  • Credit qualification requirements for VA mortgages are flexible.
  • The closing costs are capped when the seller doesn’t pay them.
  • The funding fee can be waived for qualified disabled veterans.

Are You Eligible for a
VA Loan in Colorado?

If any of the following describe your status, you could be eligible for VA financing:

  • Veteran
  • Active duty service member
  • Eligible surviving spouse

All military branches plus the Reserve and National Guard are eligible. You can use your VA mortgage benefits an unlimited number of times for an unlimited number of years after you qualify for them.

So, even if you have had a VA mortgage in the past, you can take out another one now. You also will not be disqualified automatically if your financial record includes a bankruptcy or foreclosure.

How Do You Apply for a VA Mortgage
in Colorado?

Obtaining a VA loan in Denver involves a few extra steps than you may find in a conventional loan process.
Here are the general steps in the process:

1. Obtain your Certificate of Eligibility.

2. Gather employment and tax information from the past two years.

3. Have your banking and savings information documented.

4. Check your credit score and know your credit information.

5. Choose a VA-approved lending institution.

The loan application process and its approval rely on accurate and complete documentation. Finding an experienced VA mortgage broker who participates in the VA home loan program is an essential part of making sure that the VA loan process is done right and in a timely manner.

What Our Clients Are Saying

Ethan Tait
Ethan Tait
15:54 20 Apr 23
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael Kearns
Michael Kearns
17:23 18 Apr 23
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
Alex
01:45 16 Mar 23
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
A Google User
A Google User
01:47 02 Feb 23
It was smooth sailing throughout the loan process and my clients and I were extremely satisfied.
David Day
David Day
21:11 19 Aug 22
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing.We closed on time with no issues. I highly recommend them!
Robert Evans
Robert Evans
01:09 19 Jul 22
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
Sherry Nelson
Sherry Nelson
21:53 15 Jul 22
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick Boch
Maverick Boch
12:14 30 Jun 22
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick driscoll
patrick driscoll
22:51 29 Jun 22
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
joe conway
joe conway
20:49 29 Jun 22
Easy transaction. Buyers were surprised at the smoothness. Responsive team.Very pleased with this lender. Highly recommend.
Timothy Scholes
Timothy Scholes
21:18 19 Jun 22
Dennis Linn
Dennis Linn
18:26 18 Aug 21
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch.If I ever re-fi again I’ll be right back here to do it.Thanks
CindyJo Abbott
CindyJo Abbott
03:51 15 Aug 21
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront.If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente Galang
Clemente Galang
01:32 01 Feb 21
They were there when I needed them the most.
Mark Thompson
Mark Thompson
17:13 25 Jan 21
Dominic Lupori
Dominic Lupori
15:59 25 Jan 21
great people, super fast, pleasant experience
John B
John B
01:51 23 Jan 21
Matthew Hayden
Matthew Hayden
01:10 23 Jan 21
I have used Front Range Mortgage for several VA mortgage refinances. Each time they provide detailed comparisons of my options. The customer service is second to none and closing is a breeze! Victoria and Ryan had my loan closed and funded in less than 10 days!
rlrpjr1914
rlrpjr1914
23:40 22 Jan 21
Derek De Poy
Derek De Poy
23:39 22 Jan 21
Wiley Long
Wiley Long
00:14 16 Apr 20
Brian is the utmost professional. If you want no-hassle fast service and someone who will work in your interests, this is the place.
Mike Searls
Mike Searls
13:39 31 Mar 20
Front Range Mortgage does an amazing job - an advocate for their clients. The entire team is first rate and they really care. I highly recommend.
Kurt Rhea
Kurt Rhea
21:29 30 Mar 20
I know Brian personally - his work ethic and passion for helping people is above reproach and I am proud to be associated with him. - Kurt
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Apply for a Colorado VA Mortgage Now

At Front Range Mortgage, we specialize first and foremost in VA loans. We have walked numerous homebuyers from every branch of the US armed forces through the steps that are required when obtaining a VA home loan. That means that when you choose us as your Colorado VA mortgage company, you can look forward to a rapid, smooth, hassle-free loan process. We are also a locally-based mortgage company, not a big bank. Our motto is, “Colorado Local, Colorado Only, Colorado Proud.” From us, you can expect personalized service tailored to your individual needs. We are deeply grateful to you for your service to our country, and are excited to connect you with the right loan at a competitive rate so you can move affordably into the home of your dreams.
To get started Click below or call (303) 500-1900 in Denver.


Get Pre-Approved in 5-Minutes!