Conventional Loans
in Colorado

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If you are looking to buy a home in Denver, Boulder, or elsewhere in the state of Colorado, a conventional mortgage can provide you with the competitive financing you need.

What Are Conventional Loans?

A conventional loan is one which Fannie Mae and Freddie Mac are able to purchase within their conforming loan limits.
If a loan exceeds those limits, it is referred to as a non-conforming loan, or “Jumbo” loan.

What Are the Colorado Conventional Loan Limits?

Your first step in figuring out whether you can apply for a conventional loan is to determine how much financing you need, and whether the amount will fall within the Fannie Mae and Freddie Mac conventional loan limits.

Conforming loan limits are set by county. Let’s look at some conforming loan limits for counties where you might be considering purchasing a home in Colorado.

Here are the conforming loan
limits in El Paso County:

1 Unit: $510,400

2 Units: $653,550

3 Units: $789,950

4 Units: $981,700

These are the conforming loan
limits for Denver County:

1 Unit: $575,000

2 Units: $736,100

3 Units: $889,800

4 Units: $1,105,800

Here are the conforming loan
limits for Boulder County:

1 Unit: $644,000

2 Units: $824,450

3 Units: $996,550

4 Units: $1,238,500

Not sure whether you can buy the home you want using conventional financing?

We can check for you during your free consultation. As a local mortgage company, not a big bank, we work closely with every homebuyer to make sure that we are matching you with the most ideal lending product.

We can help you apply for a conforming loan if it is a suitable fit, or we can recommend other lending products to you if more ideal alternatives exist.

Are You Eligible for a Conventional Mortgage in Colorado?

Whether you are approved for a conventional loan will depend on the following factors:

Your credit score.

Your debt-to-income ratio.

Your employment history.

Your current income.

Your ability to make a down payment.

The home you will be purchasing.

You must get an appraisal for the home you want to buy as part of the application process for a conventional loan.

Apply for a Competitive Conventional Loan
in Colorado Today

Whether you are applying for a mortgage in Denver or elsewhere in Colorado, we at Front Range Mortgage look forward to qualifying you for a competitive conventional loan. We serve Coloradans of every credit and loan type across the whole of Colorado (from the Front Range, to the high country, to the eastern plains to the four corners!) To get started Click below or call (303) 500-1900 in Denver.

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