You are here: Home / Purchase
Mortgage Broker Denver CO | Home Loans | Front Range Mortgage
Are you ready to purchase or refinance a home in CO? In Denver call (303) 500-1900 for your free consultation and get pre-qualified in one hour.
Home Purchase Mortgage
in Colorado
Serving Denver, Ft. Collins, Boulder – and every other hamlet in our majestic “Centennial” state:
Limited Time Offer
Free Credit Report, Review & “Get Home Ready” Consultation (you can get back into a home)!
Colorado Springs Office:
(719) 540-2020Denver Office:
(303) 500-1900Whether you are planning to buy a home in the Front Range area or elsewhere in Colorado, you could not pick a more majestic state in which to live.
Surrounded by the grandeur of the Rocky Mountains and some of the most stunning landscapes in the country, Colorado’s scenic communities feature lovely houses which can make for valuable investments. To get the most from your home investment, you need to choose the right mortgage. Front Range Mortgage can connect you with a home purchase loan which is flexible and affordable.
That way, you can move into your new home right away and build a bright future for your family and your finances here in our mountain state.
Types of Home Purchase Loans in Colorado We Offer
Below are listed the most common loan types that we will consider as we work to find the best loan for you and your new purchase. We will evaluate these options with you during our painless 5-minute conversation!
What Type of Colorado Home
Purchase Loan is Right For You?
Choosing the right home loan entails considering factors such as:
- Your credit score and debt-to-income ratio.
- Your cash reserves and assets.
- Your financial history.
- The down payment you can make.
- The monthly payments you can afford.
- The location and type of property.
- The intended use of the property.
- How many years you will live in the home.
What to Know About Mortgage Rates in Colorado
Along with selecting a type of loan, you will need to decide on a loan term as well as a format for your mortgage rate. When looking for a home mortgage loan you should know that there are essentially two types: fixed-rate loans and adjustable-rate loans (ARMs).
Fixed-rate mortgages are predictable. You lock in your permanent mortgage rate at the start of the contract, and it does not change for the duration of the loan term.
The interest paid on adjustable-rate loans over the years changes with the market rate. So when rates are low, you pay less each month, but when rates are high, you pay more. ARMs usually begin with a low-rate introductory period which may last several years.
There are variations to suit the specific needs of individuals, which your home mortgage loan consultant will discuss with you in greater detail. Front Range Mortgage will explain the fees involved in buying a home and for such necessary tasks as appraisal, closing and settlement.
Why Choose Front Range Mortgage For Your Home
Purchase Loan?
With our diverse selection of loan types, mortgage terms and interest rate formats, we make sure that there is a suitable lending product for every customer.
Is this your first time buying a home? We will patiently explain the loan process to you and answer any and all questions you have in full before we proceed. Our goal is to match you with the most suitable loan and make sure that you feel comfortable and well-informed along the way.
Are you a veteran or active-duty military member? You’ve come to the right place. Service members account for the majority of our customers. Few other lending companies in Colorado have the vast experience we do with VA loans. We can answer even uncommon questions about the VA mortgage process and can assist you with every step.
Have other lenders refused to work with you because of a low credit score? At Front Range Mortgage, that will not stand in your way. We can give you advice to raise your score. We also can connect you with suitable lending products even if your score is not perfect when you apply.
Closing in as quick as 2-3 weeks means that we get you financing for a home purchase rapidly when you need it.
Providing transparency and consistency at all stages of loan process is vital to us, just as it is to you. That is why we guarantee your quoted rate and closing costs through our No Surprise Mortgage Guarantee.
We communicate about your loan status through each step we take. You will always know what to expect and we will always meet your scheduling needs.
What Our Clients Are Saying
Mathew Pellegrini
23:30 05 Jun 25
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia Gonzalez
18:42 03 Jun 25
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan Tait
15:54 20 Apr 23
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael Kearns
17:23 18 Apr 23
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
01:45 16 Mar 23
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David Day
21:11 19 Aug 22
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing.We closed on time with no issues. I highly recommend them!
Robert Evans
01:09 19 Jul 22
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
Sherry Nelson
21:53 15 Jul 22
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick Boch
12:14 30 Jun 22
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick driscoll
22:51 29 Jun 22
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe Conway
20:49 29 Jun 22
Easy transaction. Buyers were surprised at the smoothness. Responsive team.Very pleased with this lender. Highly recommend.
Timothy Scholes
21:18 19 Jun 22
Dennis Linn
18:26 18 Aug 21
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch.If I ever re-fi again I’ll be right back here to do it.Thanks
CindyJo Abbott
03:51 15 Aug 21
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront.If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente Galang
01:32 01 Feb 21
They were there when I needed them the most.
Mark Thompson
17:13 25 Jan 21
Dominic Lupori
15:59 25 Jan 21
great people, super fast, pleasant experience
John B
01:51 23 Jan 21
Matt Hayden
01:10 23 Jan 21
I have used Front Range Mortgage for several VA mortgage refinances. Each time they provide detailed comparisons of my options. The customer service is second to none and closing is a breeze! Victoria and Ryan had my loan closed and funded in less than 10 days!
rlrpjr1914
23:40 22 Jan 21
Derek De Poy
23:39 22 Jan 21
Wiley Long
00:14 16 Apr 20
Brian is the utmost professional. If you want no-hassle fast service and someone who will work in your interests, this is the place.
Mike Searls
13:39 31 Mar 20
Front Range Mortgage does an amazing job - an advocate for their clients. The entire team is first rate and they really care. I highly recommend.
Buy Your Colorado Dream Home Now
If you are ready to find the home purchase loan which is ideal for your needs, we can’t wait to help you buy a Colorado home quickly and affordably. To get started click below or call our local team for a painless 5-minute conversation. Call (303) 500-1900 in Denver.
We’ve Got Your Six!
Copyright © – Front Range Mortgage: Colorado Mortgage Broker – Denver- Colorado Springs – Boulder – Fort Collins. All Rights Reserved.
Terms of Use | Privacy Policy | TCPA Consent
Colorado Mortgage Broker, Brian Murphy, Front Range Mortgage, LLC DBA United Mortgage Funding, LLC – Colorado Mortgage License #MB100020928 / NMLS #378844. Colorado Springs Office: 102 S. Tejon Street, # 1100, Colorado Springs, CO 80903. Denver Office: 12191 W. 64th Avenue, # 205, Arvada, CO 80004. Regulated by the Division of Real Estate http://www.dora.state.co.us/real-estate/index.htm(DORA)
Front Range Mortgage, LLC specializes in custom tailored low rate Colorado mortgage loans, debt consolation loans, second mortgages and home loan refinancing with personalized face to face service for clients in the metro Denver and front range area including Aurora, Arvada, Denver, Lakewood, Boulder, Fort Collins & Colorado Springs.
Mathew Pellegrini
23:30 05 Jun 25
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate! Cynthia Gonzalez
18:42 03 Jun 25
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services. Ethan Tait
15:54 20 Apr 23
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future. Michael Kearns
17:23 18 Apr 23
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job! Alex
01:45 16 Mar 23
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way. David Day
21:11 19 Aug 22
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing.We closed on time with no issues. I highly recommend them! Robert Evans
01:09 19 Jul 22
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend Sherry Nelson
21:53 15 Jul 22
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company. Maverick Boch
12:14 30 Jun 22
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today! patrick driscoll
22:51 29 Jun 22
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction. Joe Conway
20:49 29 Jun 22
Easy transaction. Buyers were surprised at the smoothness. Responsive team.Very pleased with this lender. Highly recommend. Timothy Scholes
21:18 19 Jun 22
Dennis Linn
18:26 18 Aug 21
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch.If I ever re-fi again I’ll be right back here to do it.Thanks CindyJo Abbott
03:51 15 Aug 21
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront.If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉 Mark Thompson
17:13 25 Jan 21
John B
01:51 23 Jan 21
Matt Hayden
01:10 23 Jan 21
I have used Front Range Mortgage for several VA mortgage refinances. Each time they provide detailed comparisons of my options. The customer service is second to none and closing is a breeze! Victoria and Ryan had my loan closed and funded in less than 10 days! rlrpjr1914
23:40 22 Jan 21
Derek De Poy
23:39 22 Jan 21
Wiley Long
00:14 16 Apr 20
Brian is the utmost professional. If you want no-hassle fast service and someone who will work in your interests, this is the place. Mike Searls
13:39 31 Mar 20
Front Range Mortgage does an amazing job - an advocate for their clients. The entire team is first rate and they really care. I highly recommend. ×