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Mortgage Broker Denver CO | Home Loans | Front Range Mortgage

Are you ready to purchase or refinance a home in CO? In Denver call (303) 500-1900 for your free consultation and get pre-qualified in one hour.

Denver Office:

(303) 500-1900
(719) 540-2020
Apply Now

Mortgage Refinance
in Colorado

Get Pre-Approved in 5-Minutes!

Are you making your banker rich by overpaying month after month on your Denver mortgage? Need to drop your rate, lower your payment and begin to set aside a little for your family? Are you a Veteran in the wrong loan (and FHA or Conventional loan)? Call our local, Colorado-only team for quick answers to help save you a bundle

We’ve Got Your Six!

Can we send you a $5 Gift card for your time?

Call or Email us for a painless, 5-minute, No Obligation Colorado mortgage review to see if you can save money with a refinance. No cost- no obligation. If we can save you money – great. If not- no problem – you still get a $5 Gift Card to Starbucks or Home Depot card for your time!

Colorado Springs Office:

(719) 540-2020

Denver Office:

(303) 500-1900

Benefits of a Home Loan
Refinance in Colorado

When you refinance your loan, you replace your current terms with those which are a better fit for your requirements. That can mean benefits such as:

  • Lowering your monthly payment amount.
  • Reducing the amount of interest you pay.
  • Utilizing your home equity to provide cash for any personal need.
  • Paying off your mortgage earlier or later.
  • Improving the terms which govern the mortgage.
  • Increasing financial stability.
  • Reducing stress and increasing peace of mind.

We are a local lender proud to serve only Colorado customers. Unlike a big box lender, we treat every customer’s situation as unique. We also are proud to work with many active duty and retired military customers, with veterans comprising the bulk of our customers.

When to Refinance in Colorado

Not sure whether this is the right time for a refinance of your mortgage? Following are some scenarios where a refinance might be beneficial:

If mortgage rates have dropped versus the higher rate you are paying on your existing loan, it may be a good time to refinance. Mortgage refinancing becomes worth your while if the current interest rate on your mortgage is at least two percentage points higher than the prevailing market rate. This figure is generally accepted as the safe margin when balancing the costs of refinancing a mortgage against the savings.

Has your credit score increased, or are you earning more income? Or have your debts gone down? If any or all of these are true, your enhanced bargaining power may qualify you for a more competitive loan when you refinance.

If you need to stop and adjustable-rate mortgage from ballooning, refinancing to a fixed-rate mortgage is an option. Sometimes homeowners also switch over to the fixed-rate format just to rest assured that their mortgage payments down the road will remain predictable.

If you expect to move out of your Colorado home in a few years, and you have fixed rate on your mortgage now, you can refinance to an adjustable-rate mortgage to pay a lower rate over the short-term without worrying about the long-term.

Sometimes, a refinance is in order if you will pay off your mortgage early and can offset prepayment penalties by switching to a loan that does not include them.

If you are having a difficult time keeping up with your bills every month, you may need more time to pay off your mortgage. By lengthening your loan term to refinance, you can reduce your monthly payments and catch back up on the rest of your bills.


Are You Eligible for a Mortgage Refinance in Colorado?

Call our local, Colorado-Only team for a painless 5-minute conversation to see how much we can save you! No pressure, No obligation.

What Our Clients Are Saying

Excellent
Front Range Mortgage4.8
Based on 32 reviews
See all reviews
review us on
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.

Refinance Your Home Loan Today

When you apply for a refinance in Colorado with Front Range Mortgage, you can get pre-qualified in 5-minutes and close in as little as 2-3 weeks. To get started Click below or call (303) 500-1900 in Denver and (719) 540-2020 in Colorado Springs for a Painless 5-minute conversation!


Get Pre-Approved in 5-minutes!

You are here: Home / Refinance
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.
Tanner W.
Brian and the Front Range Mortgage team is the best at what they do. Responses were always quick and professional, they made every effort to assure I was taken care of. I’ll proudly trust them with all my future mortgages. Highly recommend.
Chris G.
Brian and his team were very professional and easy to work with. They guided us through the refinance process with minimal stress and went the extra mile to get us a great rate from our lender.
Jesslynn O.
I spoke with brian, he was absolutely a delight. A real breath of fresh air in today's world.He didn't have the program's for me that I was needing.However, he was kind and more than willing to have a discussion with me and told me if I ever needed anything to just give him a call.And he'd be more than happy to help me out.And I just wanted to give him kudos for that, because if he offers that kind of service to somebody that he is not going to get paid by.Imagine what he probably does for somebody that he's working for I would recommend this company to anybody who they can help!
John F.
Brian at front range was an absolute wizard. Got us from our first application to closing in less than 30 days. Picked up the phone every time I called and had answers to every question. Would recommend to anyone, anytime.
John M.
Brain and his team were absolutely amazing! Laid out all the details and options we had and helped us choose the right one for our family. Again, outstanding professionals that really take the stress away! I would 100% recommend him and will be going back in the future!! 🫡
Dawn B.
I recently refinanced my home per a divorce order. It was a long and complicated process because of the unique circumstances but Brian and his team made it seamless and efficient. Communication was great! I highly recommend Front Range Mortgage!
J C.
I had an amazing experience working with Brian at Front Range Mortgage! As a veteran using my VA loan, I really appreciated how knowledgeable Brian was about the entire process. He made sure I understood all of my benefits and helped me get the most out of my VA loan with zero hassle. What stood out the most was Brian’s exceptional communication. He was always quick to respond, kept me in the loop every step of the way, and explained everything clearly so there were no surprises. The process was smooth, efficient, and completely stress-free. If you’re a veteran looking to buy a home, I highly recommend Front Range Mortgage and Brian. You won’t find better service, support, or professionalism anywhere else. Five stars all the way!
Mathew P.
Brian and his team were very helpful, especially with solving hurdles we experienced during a recent home buy. They made the experience very easy regardless. They also got me very good terms and helped with my minimal funds needed for down payment. I'll be working with Front Range again as soon as I have to ability to refinance to a lower rate!
Cynthia G.
Brian and team were awesome to work with for our refinance. Fast and easy process. This is my third time using their services.
Ethan T.
Great experience from start to finish with Brian and his team. Constant communication, provided all the options available to us, and made the process seamless as can be. Walked us through every step in the process, if something did come up he was quick to communicate and provide all the information we needed to make an educated decision. 10/10 would recommend and we will hopefully be working with Brian and his team again in the future.
Michael K.
I'm a REALTOR in Denver, CO. Brian Murphy and his team at Front Range Mortgage have helped two of our clients purchase new homes. Both transactions closed on time, good interest rates, and with no drama! Great job!
Alex
This was my first time applying for a Mortgage, and I'm glad to have chosen Front Range. Professional, kind, and quick service got us cleared to close in about 2 weeks. The whole process went very smoothly, so big thanks to Brian and Ryan for working with me and always being available to answer my questions along the way.
David D.
They were professional, positive and great to work with. Going through a mortgage process is never fun, but they were fast, efficient and on top of the process through the whole thing. We closed on time with no issues. I highly recommend them!
Robert E.
Called Front Range Mortgage and Brian answered. A few questions later we had the basics done and within 2 or 3 weeks it was a done deal! Was never passed over to anyone else until the final closing documents. Brian was available for all questions and was quick to respond. Definitely recommend
N P.
I wanted to share this company front range mortgage is the best!there very helpful and understanding ryan and brian we really like how professional they are and to the point!i would give them A 100 percent recommend refiance threw this company.
Maverick B.
I have had the pleasure of working with Front Range Mortgage and Brian personally for over a year now. Their team is committed to helping their clients find the right mortgage solution for their financial needs. All while providing an industry leading lending experience. Anyone looking for a mortgage in Colorado I suggest reaching out to Front range mortgage today!
patrick D.
Brian and his team are a valuable client and an excellent choice to handle your next mortgage transaction.
Joe C.
Easy transaction. Buyers were surprised at the smoothness. Responsive team. Very pleased with this lender. Highly recommend.
Timothy S.
Dennis L.
We had a great experience at Front Range. Victoria took excellent care of us and we got a tremendous rate. I had a little trouble but they worked right through it without a hitch. If I ever re-fi again I’ll be right back here to do it. Thanks
CindyJo A.
I work with Victoria and Brian as a loan closing specialist. I have received so much POSITIVE feedback about how much everyone loves working with both of them. I always have a great conversation and extreme professionalism is always at the forefront. If you need/want to refi, go through a home purchase, etc … and are unsure where to go or who to talk to, look no further than Front Range Mortgage with Victoria or Brian …. You never know, you might get lucky and have me conduct your closing. ☺️😉
Clemente G.
They were there when I needed them the most.
Mark T.
Dominic L.
great people, super fast, pleasant experience
John B.