When shopping for a home in Colorado, you have two major considerations which will both impact your future: the home you decide to purchase, and the mortgage you choose to buy it with.
The key to finding a home loan which will make it affordable for you to live in your Colorado dream home is to begin by working with the right CO mortgage company. Following are some tips to help.
1. Choose a company that offers a wide selection of lending products.
Since every customer’s mortgage situation is unique, different products are suitable for different requirements. If you work with a company that offers the widest spectrum of loan products as possible, you give yourself the best chance to find a mortgage which is ideally suited to your situation.
2. Are you a veteran? Work with a Colorado VA mortgage specialist.
If you are a veteran or active duty service member, you may qualify for a VA mortgage in Colorado. If this is the case, the process will be easiest if you work with a company that has processed numerous VA loans and is familiar with every likely scenario.
Around three quarters of our customers at Front Range Mortgage are VA homebuyers, so we can offer you this extensive experience. We are proud to specialize in working with those who have served our country.
3. Consider avoiding a big box lender.
You will find that there are both big box lenders and small, local companies serving homebuyers and homeowners in Colorado.
If you want the most personal customer service and the best local knowledge, a local company can serve you better than a nationwide lender.
4. Your mortgage company in Denver or CO Springs should make it
easy for you to learn about the process.
Whether you are shopping for your first home, trying to refinance a mortgage, or looking to borrow for debt consolidation or another need, you will have a list of questions that you need answered before you can proceed confidently in shopping for the right loan.
From the moment you first pick up the phone to talk to a mortgage company about setting up a consultation, you should receive nothing but patient, thorough, clear communication about the mortgage process and a willingness to answer questions.
5. A mortgage company in Boulder or elsewhere in CO should know
the local market.
As experts in the Front Range area and the state as a whole, we always know what is going on in terms of mortgage rates and real estate supply and demand. This helps us ensure that you are getting a competitive loan and will be able to close on time.
6. Work with a company that can match you with competitive rates.
No matter your credit score and regardless of the type of loan you are applying for, you should be able to move affordably into a home in Colorado.
The right company will take the time to work with you to find a home loan which will match your budget and let you move into the home of your dreams right away.
7. Your Colorado mortgage broker should respect your timetable and
work hard to help you close on time.
It is common for high demand to take hot properties off the market not long after they go on sale in Denver, Boulder, and other Front Range communities.
So that you do not miss out on your chance to move into your ideal home, we will work with you on your schedule so that you can close as soon as possible.
8. The right mortgage company in Grand Junction or anywhere in
Colorado will offer first class customer service.
A home is one of the biggest purchases you will ever make. As you work through the lending process, you deserve to do business with a company that will treat you and your requirements with the highest level of respect.
At Front Range Mortgage, we are honored to be the Colorado mortgage company you have selected. We are committed to communicating with you through every step of the mortgage process and making it a smooth and enjoyable one starting from your first phone call.
Moreover, that support never ends. If you have questions or need to refinance later down the road, we will be here to make it happen.
Front Range Mortgage Can Help You Move Affordably Into a Home You Will Love
We can pre-qualify you for a mortgage anywhere in the state of Colorado in just one hour. If you are ready to schedule your free consultation today, call (303) 500-1900 in Denver, (719) 540-2020 in Colorado Springs.
We look forward to helping you move into your dream home in Denver, Boulder, Colorado Springs, Grand Junction or the Colorado Western Slope Communities. We are Colorado Local, Colorado Only, Colorado Proud!