Given the many home loan options that are currently available, finding one that’s right for your needs can be a challenging task. Please understand that you don’t have to become an expert in all aspects of the arcane art of mortgage lending: Instead, you can find a trusted, local Colorado-only mortgage expert that can walk alongside you to help Sherpa you to your next loan.
Find The Right Lender With The Help of a Mortgage Broker
Working with a local mortgage broker gives abundant advantages to quickly and competently finding the best mortgage programs (VA, FHA, Conv, Jumbo, etc.) that apply to your exact circumstances (Income, Debts, Down payment, FICO scores, etc.). One loan definitely does NOT fit all sizes; you need a new loan like a “custom fitted suit,” not “off the rack.” Your local, Colorado-only mortgage expert can fine tune your application to match you to the best loan programs available (shopping hundreds of different options for you).
Why Should You Choose a Local Mortgage Broker?
Mortgage lending in 2021 is more complicated than it likely has ever been. You need a local, Colorado only expert, with decades of proven track record getting loans closed in Colorado, in a timely fashion, with the best available rates, and clear communication with the client. Good luck finding that with an online lender from Michigan or New Jersey who is unavailable at 5:01 pm! We at Front Range Mortgage have been helping Coloradans for over 22 years, we live and work this stuff, and can be regularly reached to get your loan closed quickly and with as little pain as possible (we get 90% of our files “Clear to close” in less than 3 weeks).
5 Steps to finding a Mortgage Broker
It goes without saying that no two mortgage brokers are alike. Some have spent more time in the industry and are more familiar with current lending trends. So, it’s important that you choose one that works best for you. Here are 5 steps that will help you do that:
- Step #1: ask your family members, friends, and realtor for recommendations or do some searching online
- Step #2: read online reviews of mortgage brokers on your shortlist
- Step #3: compile a list of mortgage brokers that you’re considering and get more information from them
- Step #4: ask each broker on your list pertinent questions that apply to your situation so that you can determine if they’re the right choice
- Step #5: decide on a mortgage broker and start the financing process
To see how Front Range Mortgage can help you as your local, Colorado-only mortgage experts call (719) 540-2020 (in the Springs, or (303) 500-1900 (in Denver) for a painless 5-minute conversation to see how we can help you!